Overview
The Quantum Power Plant Insurance Platform (QPPIP) uses 26-qubit quantum computing to enable power plant operators to bypass traditional insurance brokers. It provides direct risk assessment, coverage optimization, and real-time insurer matching.
Problem Statement
Power plants pay 15-25% broker commissions on $50M+ annual premiums. QPPIP eliminates this dependency through quantum-powered self-service, saving $1-3M annually per plant.
Key Capabilities
- 26-qubit quantum circuit modeling 6 risk domains simultaneously
- Real-time sensor data integration from SCADA/DCS systems
- Direct API connections to 50+ industrial insurers
- Quantum-optimized deductible and limit combinations
- Transparent pricing with no hidden broker markups
- 90-day renewal prediction with rate change forecasting
Platform Metrics
Risk Domain Modeling
QPPIP models 6 distinct risk domains using dedicated qubit allocations for comprehensive plant assessment.
Qubit Allocation
| Qubit Range | Risk Domain | Factors Encoded |
|---|---|---|
| Q0-Q5 | Boiler & Pressure Vessel | Age, pressure, inspection cycles, condition score |
| Q6-Q10 | Turbine & Generator | Operating hours, vibration levels, overhaul history |
| Q11-Q14 | Electrical Systems | Transformer age, oil condition, DGA results |
| Q15-Q18 | Environmental | Emissions, spill history, permit compliance |
| Q19-Q21 | Business Interruption | Outage duration, revenue loss, redundancy |
| Q22-Q24 | External Perils | Natural catastrophe, cyber, grid failure |
| Q25 | Ancilla | Error correction and auxiliary operations |
Plant Types Supported
| Plant Type | Capacity Range | Special Considerations |
|---|---|---|
| Combined Cycle | 200-1000 MW | HRSG, GT-ST integration, water chemistry |
| Gas Turbine | 50-500 MW | Hot gas path, combustion dynamics |
| Coal | 300-1200 MW | Ash handling, SCR/FGD, coal handling |
| Nuclear | 500-1400 MW | NRC data, containment, spent fuel |
| Wind Farm | 50-500 MW | Gearbox, blade integrity, wake effects |
| Solar Array | 20-500 MW | Inverters, tracker systems, soiling |
Quantum Circuit Design
QPPIP uses a sophisticated 26-qubit circuit architecture encoding plant risk factors and their correlations.
Circuit Architecture
QUANTUM POWER PLANT RISK CIRCUIT (26 QUBITS)
═══════════════════════════════════════════════════════════════════════════════
┌───────────────┐ ┌─────────────┐ ┌───────────────┐ ┌─────────┐
Q0 ───┤ H ├───────────┤ RY(θ_boiler) ├───┤ CX ├───────────┤ Measure ├───
└───┘ └───────────────┘ └─┬─┘ └─────────┘
┌───┐ ┌───────────────┐ ┌─┴─┐ ┌─────────┐
Q1 ───┤ H ├───────────┤ RY(θ_boiler) ├───┤ ● ├───────────┤ Measure ├───
└───┘ └───────────────┘ └───┘ └─────────┘
... ... ... ...
┌───┐ ┌───────────────┐ ┌───┐ ┌─────────┐
Q5 ───┤ H ├───────────┤ RY(θ_boiler) ├───┤ CX ├───────────┤ Measure ├───
└───┘ └───────────────┘ └───┘ └─────────┘
═══════════════════════════════════════════════════════════════════════════════
┌───┐ ┌────────────────┐ ┌────┐ ┌─────────┐
Q6 ───┤ H ├───────────┤ RY(θ_turbine) ├──┤ RZ ├──────────┤ Measure ├───
└───┘ └────────────────┘ └────┘ └─────────┘
... ... ... ...
Q10 ───┤ H ├───────────┤ RY(θ_turbine) ├──────────────────┤ Measure ├───
└───┘ └────────────────┘ └─────────┘
═══════════════════════════════════════════════════════════════════════════════
┌───┐ ┌──────────────────┐ ┌───┐ ┌─────────┐
Q11 ───┤ H ├───────────┤ RY(θ_electrical)├─┤ CX ├─────────┤ Measure ├───
└───┘ └──────────────────┘ └─┬─┘ └─────────┘
... ... │ ...
Q14 ───┤ H ├───────────┤ RY(θ_electrical)├───●────────────┤ Measure ├───
└───┘ └──────────────────┘ └─────────┘
═══════════════════════════════════════════════════════════════════════════════
RISK CORRELATION LAYER
═══════════════════════════════════════════════════════════════════════════════
Q0 (Boiler) ────●───────────────────────────────────────────────────────────
│
Q19 (BI) ─────X───────────────────────────────────────────────────────────
Q6 (Turbine) ───●───────────────────────────────────────────────────────────
│
Q20 (BI) ─────X───────────────────────────────────────────────────────────
Q11 (Elec) ─────●───────────────────────────────────────────────────────────
│
Q15 (Env) ─────X───────────────────────────────────────────────────────────
Q22 (ExtPeril)──●───────────────────────────────────────────────────────────
│
Q21 (BI) ─────X───────────────────────────────────────────────────────────
═══════════════════════════════════════════════════════════════════════════════
GROVER AMPLIFICATION LAYER
═══════════════════════════════════════════════════════════════════════════════
┌───┐ ┌───┐ ┌─────┐ ┌───┐ ┌───┐
Q0 ───┤ H ├───┤ H ├───┤ CCX ├───┤ H ├───┤ H ├──────────────────────────────
└───┘ └───┘ └──┬──┘ └───┘ └───┘
┌───┐ ┌───┐ │ ┌───┐ ┌───┐
Q1 ───┤ H ├───┤ H ├──────●──────┤ H ├───┤ H ├──────────────────────────────
└───┘ └───┘ │ └───┘ └───┘
│
Q2 ──────────────────────X─────────────────────────────────────────────────
═══════════════════════════════════════════════════════════════════════════════
CIRCUIT STATISTICS:
Total Qubits: 26
Circuit Depth: 12
Total Gates: 139
Entangling Gates: 28
Measurement: 26
Dynamic Simulations
QPPIP generates two 4-second GIF simulations showing quantum risk modeling in action.
Quantum Risk Simulation
Quote Comparison Simulation
Simulation Specifications
| Simulation | Duration | FPS | Features |
|---|---|---|---|
| quantum_risk_simulation | 4 seconds | 30 | 3D risk surface, 2D heatmap, timeline |
| quote_comparison | 4 seconds | 30 | 3D bar chart, 2D premium bars |
Risk Dashboard
Comprehensive visualization dashboard with 8 panels showing plant risk profile and insurer quotes.
Direct Insurer Marketplace
QPPIP connects directly to industrial insurers, eliminating broker intermediaries.
Connected Insurers
| Insurer | Rating | Specialty | Base Rate |
|---|---|---|---|
| FM Global | A++ | Property All-Risk | 0.45% |
| Swiss Re | A++ | Reinsurance | 0.42% |
| Chubb | A++ | Excess Layers | 0.48% |
| Hartford | A+ | Boiler & Machinery | 0.50% |
| Zurich | A+ | Commercial | 0.52% |
| Lloyds | A+ | Specialty | 0.55% |
| AIG | A | Energy | 0.58% |
| Liberty Mutual | A | Workers Comp | 0.60% |
Savings Analysis
Output Files
QPPIP generates comprehensive analysis outputs for plant operators and risk managers.
Sample Output
QUANTUM POWER PLANT INSURANCE PLATFORM - SUMMARY
============================================================
Plant: Combined Cycle 500 MW
Qubits: 26 | Shots: 16,384
============================================================
PLANT RISK PROFILE:
------------------------------------------------------------
Composite Risk Score: 50.7%
Boiler Risk: 48.5%
Turbine Risk: 42.2%
Transformer Risk: 17.2%
Business Interruption: 68.7%
BEST DIRECT QUOTE (NO BROKER):
------------------------------------------------------------
Insurer: Hartford
Rating: A+
Premium: $5.55M
Match Score: 88%
ANNUAL SAVINGS:
------------------------------------------------------------
Broker Commission Saved: $1.77M
Optimization Savings: $0.71M
TOTAL ANNUAL SAVINGS: $2.48M
============================================================
Coverage Modules
QPPIP optimizes coverage across all major power plant insurance lines.
| Coverage | Typical Limit | Quantum Optimization |
|---|---|---|
| Property All-Risk | $500M - $1.5B TIV | Deductible optimization, sublimit analysis |
| Boiler & Machinery | $200M - $600M | Equipment-specific deductibles |
| Business Interruption | $10M - $50M/month | Waiting period optimization |
| Environmental Liability | $10M - $50M | Emissions correlation modeling |
| Cyber Risk | $5M - $25M | SCADA/DCS exposure analysis |
| General Liability | $50M - $200M | Excess layer structuring |